Compare Solana Lending & Borrowing Rates

Supply tokens to earn interest or borrow against your collateral. Rates update every 15 minutes.

Token	Best Lend	Best Borrow	Kamino L / B	Drift L / B	Marginfi L / B	Jupiter L / B	Loopscale L / B
USDC	6.65%	3.33%	1.91% / 3.62%	1.52% / 3.33%	1.91% / 4.00%	3.30% / —	6.65% / 7.00%
SOL	6.74%	3.87%	6.74% / 8.73%	5.66% / 9.40%	1.79% / 3.87%	—	4.40% / 4.64%
JITOSOL	2.32%	0.37%	0.00% / 1.30%	2.32% / 3.59%	0.12% / 2.40%	—	0.14% / 0.37%
USDT	2.97%	3.15%	1.93% / 3.15%	1.22% / 3.79%	2.97% / 4.98%	2.47% / —	—
MSOL	1.65%	1.36%	0.00% / 1.36%	1.65% / 4.58%	0.19% / 2.77%	—	—
BONK	0.00%	0.01%	—	0.00% / 0.01%	0.00% / 1.12%	—	0.00% / —
JUP	2.06%	0.01%	0.00% / 0.01%	2.06% / 9.05%	0.00% / 1.19%	—	0.00% / —

How Lending & Borrowing Works on Solana

Supplying (Lending): Deposit your tokens into a lending protocol to earn interest. Your tokens are lent to borrowers, and you earn the supply APY shown above. You can withdraw at any time (subject to utilization — if all tokens are borrowed, you may need to wait for repayments).

Borrowing: Use your deposited tokens as collateral to borrow other tokens. For example, deposit SOL as collateral and borrow USDC. You pay the borrow APY shown above. Monitor your health factor — if your collateral value drops too low relative to your borrow, your position may be liquidated.

Protocols compared: Kamino, Drift, MarginFi, Jupiter Lend, and Loopscale.

Rates are indicative and updated periodically. Always verify current rates before transacting. This is not financial advice.